One Negative Mark down, Two to Go...

I have good news about my credit report. About a month ago, I accessed my Experian credit report and had them launch an investigation into two negative records. One of them was because a relative basically stole my identity and then didn't pay a bill for a looong time. The other was because I (stupidly) forgot to update my address on an old credit card (which I never used) and so didn't receive the bill with my annual fee... I was kicking myself over that one (although WHY they didn't call me, I don't know!), but thought I would try to get Experian to remove it anyway.

I got an update from Experian today, and they said the first mark has been deleted, and the second has been updated. I'm not sure what "updated" means (it looks like that notation on my credit hasn't changed), but I'm thrilled that the first one was deleted! I can't wait to see how far my score has gone up as a result. :)

2 comments:

Bayjb said...

That's great news, congrats! Yay credit score.

Sunflowers said...

Thanks!! :) I realized that I still need to fight the negative mark at Equifax and TransUnion, but hopefully it'll be just as easy with them as with Experian...

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