Health Insurance

I finally called my health insurance company today and switched around my plans, so I don't have to pay $300+ to the dentist anymore.

I switched my dental to a PPO costing $39/mo, and raised the deductible on my health PPO, lowering the cost to $60/mo. So now I'll be paying $99/mo, $10 less than I was before.

I'm a little concerned about the deductible being so high on my health (I raised it to $5000), but I'm just crossing my fingers that I won't have to ever deal with it.

I figure I'll have this plan for 3-4 months, get 2 cleanings (worth $158), maybe one filling ($148), and end up saving about $150. After that I'll hopefully have a full-time job again including some lovely pre-tax health benefits...

7 comments:

Unknown said...

I was looking at your list of books to read.
-the curious incident of the dog in the night-time is pretty darn great
-everything is illuminated-I myself have not read it but one of my friends did and she did not like it at all
-atonement is BEAUTIFUL! it has one of the most amazing stories I have ever read--if you would like a copy in ebook format just go to my blog :), if you don't mind ebooks or if you'd like to read a bit of it to convince you to buy the book hehe
-choke is pretty darn neat :)

FB @ FabulouslyBroke.com said...

What a relief!

I hate paying for dental or medical... So I always try to max it out as much as possible so that I can stop paying mad cash

As for vision, zenni optical is great for glasses.

Added you to my reader

Sunflowers said...

@Robin: Ooh, I'll buy those books next then! As for Atonement... I wish I had read it before the movie came out. :( Everyone was talking about it so much I found out the entire plot (and I didn't even see the movie!).

@FB: I'll try Zenni Optical! I've been going to Lenscrafters, but their deals really aren't that great. And thanks for adding me! :)

Shtinkykat said...

I think while you have to pay oop, a high deductible health plan is the way to go, esp. if you're young and healthy. I'll be praying that you'll get that FT job with awesome benefits!

Unknown said...

Hey can you please email me so I can send you your ebook?

Thanks and congrats!

Sunflowers said...

Thanks Shtinkykat! :) I'm going to start applying at the end of this month... hopefully I'll find something good!

Sunflowers said...

@Robin: I just did! :) Thanks!

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