I got a part-time job for the fall. It's only 10 hours a week, but it's on campus, and I think I can organize things so that both school and work will fall on the same two days, thus saving me money on gas (and probably food too - this way I can just eat at home 3 days a week). It pays $14 per hour, so I estimate I should take home about $500 per month ($125 per week).
I'll be getting my loan funds in at the end of August, so I'll have an additional $10,000 to live on. Also, my relative has promised to give us $600 this month and next month for rent. Then (supposedly) she is planning to leave. (I have to admit that this will in some ways really suck for us. She helped us a lot around the house - cooking, cleaning, and doing laundry. She has definitely paid her keep in a lot of ways. But it's also putting a strain on my relationship with my bf, which is definitely a problem. So, I'm torn about how to feel.)
The next two weeks I'm going to clean out my closet and look for things to sell on ebay. There might be one or two purses I want to sell - some of the infrequently used ones. I also have some clothes and shoes I'd like to get rid of.
I'm hoping to replace my shopping habit with a (much healthier) exercising habit. I'm going to try to do aerobics or yoga at least 1-2 hrs every day. I have a gym membership (about $35/mo) that's going to waste. We have an exercise bike and Wii Fit at home - maybe I should cancel (or freeze) the membership and try to work out at home?
Even though I want to curb my spending, there are a few things I'm not sure I can cut back on. Namely, getting my eyebrows done and a pedicure once a month. Is that excessive? I figure I still need to allow myself some pleasures... But I should probably pick one or the other (pedicures, hands-down).
6 hours ago
2 comments:
Welcome to the blogosphere, I hope you enjoy your stay! :) I too ended up reading too many other blogs, so I felt compelled to start my own as well. So far, it's been fun, that's for sure!
As far as the pedicures go, no, you don't have to completely cut back. Just ask yourself if it's worth it compared to your other goals, and add up what you spend on pedicures (or anything else) in a year. If you come up with a number that you think would be better for other goals, then start cutting back a bit. (Perhaps every other month.)
The key is definitely to find balance between the little splurges and the bigger goals. If you don't have financial goals beyond being debt free, I wholly recommend finding something else to work on too. It makes it a lot more fun when there's something else waiting for you at the end! :)
I'm looking forward to reading more and watching your progress! :)
Thanks Foxie! :)
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